Terms & Conditions for Website Usage

These terms were last updated June 17, 2011

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern The Value Point’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions your sole recourse is to discontinue use of the website.

The term “The Value Point” or “us” or “we” refer to the owner of the website. The term “you” refers to the user or viewer of our website.

Terms of Use

To improve our ability to serve you, we may make changes, additions, or deletions to the Website at any time we deem appropriate. Any and all relevant portions of these Terms of Use will apply automatically to all such modifications, improvements, deletions, and/or amendments as they appear on the Website.

THE MATERIAL AVAILABLE ON OR THROUGH THE WEBSITE IS OFFERED FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSIDERED ADVICE, LEGAL OR OTHERWISE. THE VALUE POINT AND ITS CONTRIBUTING AUTHORS EXPRESSLY DISCLAIM ALL LIABILITY TO ANY PERSON WITH RESPECT TO THE CONSEQUENCES OF ANY ACT OR OMISSION COMMITTED BASED UPON RELIANCE, IN WHOLE OR IN PART, ON ANY OF THE CONTENTS OF THE WEBSITE.

Everything that you read or see on the site is copyrighted or otherwise protected and owned by The Value Point or a third party who licensed or granted to The Value Point the right to use such material. Unless otherwise expressly noted, nothing that you read or see on the site may be copied or used except as provided in these Terms of Use or with the prior written approval of The Value Point.

By placing screens and information on the Website, The Value Point does not grant to you any license or other authorization to copy or use its copyrightable material, or other intellectual property, except as provided herein. Various products and services described on the Website may carry registered or other trademarked symbols that are the sole property of their respective owners. You may view, print, and download portions of the content and/or information from the Website solely in connection with your use of the Website, and solely for your personal use or records. The Value Point reserves the right to revoke this authorization at any time. Reproduction, copying, or redistribution of materials on the Website for commercial purposes is strictly prohibited without the express written permission of The Value Point. In printing or downloading content and/or information from the Website, you agree not to change or delete any proprietary notices, trademarks, and the like from any printed or downloaded content and/or information. Except as otherwise provided in this Agreement or as consented to in writing by The Value Point, you may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another web page, use on any other website, transfer, or sell any content and/or information appearing on the Website. If you make use of the Website other than as authorized herein, you may be in violation of copyright laws and other laws of the United States and other countries, as well as applicable state laws, and may be subject to penalties and/or legal or equitable remedies available to The Value Point or its licensor.

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information.  These links to third party sites or information are not intended as, and should not be interpreted by you as constituting or implying our endorsement, sponsorship, or recommendation of the third party information, products, or services found there. We have no responsibility for the content of the linked website(s).

In no event will The Value Point be liable for (i) any incidental, consequential, or indirect damages (including, but not limited to damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the site, software or service, or any transactions provided on the service or downloaded or hyperlinked from the site, even if The Value Point or its authorized representatives have been advised of the possibility of such damages, or (ii) any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information downloaded through, or hyperlinked from, the site.

Warranties Disclaimer

Except as otherwise expressly provided in any applicable agreement, you understand and agree that your use of our secure Web site is at your sole risk and that the services and all information, products and other content (including third-party information, products and content) included in or accessible from the site, are provided on an “as is”, “where is” and “where available” basis, and are subject to change at any time without notice to you. You acknowledge that The Value Point makes no warranty that the services will be uninterrupted, timely, secure or error-free unless otherwise stated on the site or in any applicable agreement.

To the fullest extent permitted by law, The Value Point disclaims all representations, warranties and conditions of any kind (express, implied, statutory or otherwise, including, but not limited to, the warranties of merchantability and fitness for a particular purpose, title and non-infringement of proprietary rights) as to our secure Web sites and all information, products and other content (including third-party information, products and content) included in or accessible from the sites.

Governing Law

By using the website, you agree that the laws of the State of Indiana have exclusive jurisdiction over, and venue of, any suit that relates to this Agreement.